One thing, done monthly: an update from your own realtor or lender — not from a platform — showing what your home is worth now, how much equity you have, and what changed since last month. Your agent loads your home once; the update then arrives every month carrying their name.
Homeowners are always free. Realtors pay $25/mo to join and lenders join at the $5/mo founding rate, at any book size, with no setup fee; sending messages inside HQ is a $100/mo unlock ($125/mo total for realtors, $105/mo total for lenders).
Your record belongs to your relationship with your agent: when a realtor loads a book, each homeowner gets one quiet record on the national referral side, attached to that realtor only, whose only job is to route you back to your own agent. It is never sold, never a mailing list, never shown to lenders — and it is wiped if your agent leaves.
Homeowner HQ is an AI-powered marketing department for agents and lenders — a relationship and revenue engine, not a homeowner database. The agent-side view of the same system is the monthly home-value update and the Sell score; homeowners just see their own numbers.